Elite Capital

Versatile Large-Scale Capital,Simplified

From utility-scale solar, global data centers, and commercial real estate to strategic corporate and project requirements across various industries, we provide comprehensive project finance structuring and advisory strategies. Partner with us for growth, expansion, and execution of high-value projects.

Strategic Funding Solutions

Providing strategic project finance structuring and capital advisory for commercial real estate, infrastructure, energy, and specialized industries, leveraging deep experience and strategic institutional relationships.

We advise clients on structured finance strategies for large commercial properties, supporting acquisitions, developments, and expansions with flexible capital structuring and advisory tailored for project sponsors and property investors.
We structure construction financing for developers, from site acquisition to completion, connecting you with lenders who understand timelines, budgets, and execution.
Secure high-value funding for oil and gas projects, supporting exploration, production, and infrastructure with reliable capital and industry-focused financial strategies.
Power your data infrastructure with scalable financing solutions designed for modern data centers, ensuring growth, efficiency, and long-term operational success.
Accelerate renewable energy projects with tailored funding solutions, supporting solar, wind, and sustainable initiatives focused on long-term environmental and financial impact.
We provide rapid, flexible financing solutions for real estate investors, supporting property acquisitions, heavy renovations, and interior upgrades to ensure efficient project timelines and maximized investment returns.
For businesses seeking smaller-scale working capital rather than institutional project financing, we also offer fast, flexible funding through our partner network — connecting qualified businesses with the right program for their needs.

Comprehensive Business
Consulting Services for Growth
and Efficiency.

001

MEP Services & Infrastructure

Financing solutions custom-tailored for HVAC, mechanical, electrical, and plumbing contractors to accelerate equipment acquisition, scale fleet capacity, and fund heavy infrastructure rollouts without operational friction.

002

Healthcare & Med-Spas

We provide specialized financing solutions for medical practices, cosmetic surgery centers, and med-spas, supporting the acquisition of high-end clinical equipment, facility renovations, and operational expansion to ensure peak patient care and business scalability.

003

Retail & Consumer Commerce

We provide flexible financing solutions for retailers and multi-location commercial operators, supporting inventory management, large-scale store build-outs, point-of-sale technology upgrades, and operational growth to ensure consistent cash flow and long-term profitability.

004

Agriculture and Agribusiness

Targeting farms and agricultural processors needing capital for heavy equipment, irrigation systems, and seasonal operational costs.

005

Logistics and Warehousing

Targeting distribution companies that need to finance fleet additions, warehouse racking, and material handling equipment.

006

Manufacturing and Industrial

For companies requiring capital for production machinery, factory upgrades, and raw material procurement.

007

Automotive and Repair Shops

Focusing on businesses that need funding for hydraulic lifts, advanced diagnostic tools, and garage expansions.

008

Fitness and Wellness Facilities

For gym owners and health clubs looking to purchase new fitness equipment or renovate their facilities.

009

Health, Fitness & Wellness

We provide tailored financing solutions for fitness centers, gyms, and wellness studios, supporting equipment procurement, facility renovations, and location expansions to ensure operational efficiency and long-term business success.

Our Operations & Underwriting Team

Frequently Asked Questions

National Funding Partner's - Senior Finance Advisory Board

National Funding Partner — Commercial Real Estate & Capital Advisory Project Development | Debt Structuring & Capital Optimization

Strategic Advisor - International Transactions & Capital

Strategic Advisor - Real Estate Investments & Fix-and-Flip Division - National Real Estate Portfolio

Senior Advisor - Finance - Commercial Funding Strategy

Director of Working Capital Solutions

Seasoned leaders in commercial finance, debt structuring, and project development.

Let's Connect

Do you have the following?

  • Pitch deck
  • Summary
  • Résumé
  • Financials
  • You can send these documents to: documents@nationalfundingpartner.com

      National Funding Partner is a commercial finance advisory firm. We do not offer, broker, or sell securities and do not act as a broker-dealer. All financing is provided by third-party licensed lenders and is subject to credit approval. This site is for informational purposes only and does not constitute an offer of securities.

      Welcome to Your Path to Commercial Capital

      $25 to $250M

      Finding the right funding for a major project shouldn’t feel like a guessing game. As commercial lending specialists, we bridge the gap between your vision and the capital required to build, acquire, or optimize your portfolio.

      We work directly with a trusted network of institutional and private lenders to structure financing packages that match your exact asset strategy.

      Our Financing Programs

      Commercial Property Acquisition Advisory

      Looking to expand your portfolio? Whether you are targeting retail centers, industrial warehouses, office complexes, or multi-family properties, we provide strategic advisory to help you structure and position your acquisition for institutional review.

      Typical Institutional Considerations for Acquisition:

      For many institutional programs we see, sponsors are often prepared to demonstrate approximately 30% cash equity or verified equity injection at closing, supported by a 680+ credit profile and a track record of owning or managing similar assets. Requirements vary by lender and program.

      Strategic Refinancing Advisory

      We advise clients on structuring and preparing Rate-and-Term and Cash-Out refinance strategies designed to improve cash flow or unlock liquidity for portfolio growth.

      Typical Institutional Considerations for Refinancing:

      Competitive institutional programs often look for 30%+ remaining equity, stable operating history, and strong sponsor credit. All requirements are lender-specific.

      Our Advisory Approach to Asset-Based Programs

      For clients pursuing asset-focused strategies, we provide advisory on programs that may include:

      Your Next Step:

      If you have a strong commercial property with a clear exit strategy, contact us for a confidential advisory consultation on positioning your transaction for institutional review.

      Commercial Capital Strategy

      $25M – $250M

      Finding the right capital strategy for a major project shouldn’t feel like a guessing game. As commercial finance consultants, we provide advisory to bridge the gap between your vision and the capital structuring required to build, acquire, or optimize your portfolio.

      We provide strategic structuring and capital advisory informed by an extensive network of institutional and private institutional relationships. Our advisory focuses on positioning transactions to align precisely with your asset strategy. Deal packaging and pre-underwriting advisory — preparing your file to be fully investor-ready — is handled by our affiliate, National Strategic Partners.

      ADVISORY FOCUS AREAS

      Commercial Property Acquisition Advisory

      Ready to expand? Whether targeting retail centers, industrial warehouses, office complexes, or multifamily properties, we provide advisory on structuring and positioning acquisition transactions for institutional review.

      Typical Institutional Considerations: Sponsors are often prepared to demonstrate approximately 30% cash equity or verified equity injection at closing. Lenders often look for a 680+ credit profile and a proven track record of owning or managing similar assets. All requirements are lender-specific.

      Strategic Refinancing Advisory

      We advise clients on structuring and preparing Rate-and-Term and Cash-Out refinance strategies designed to optimize cash flow and unlock liquidity for portfolio growth.
      Typical Institutional Considerations: To access competitive institutional programs, properties often maintain 30%+ equity, supported by strong credit and stable performance history. All terms are subject to lender approval.

      Private Capital Advisory

      Advisory on private, collateral-focused capital strategies designed for speed, flexibility, or transactions that fall outside conventional lending criteria. These programs place greater emphasis on asset strength, equity, and exit strategy. All underwriting decisions are made solely by the lending institution.

      IMPORTANT ADVISORY DISCLOSURE

      We are a business and project finance consulting and advisory firm. We do not provide financing, we are not a lender, and we do not act as a loan broker, broker-dealer, or securities placement agent. We provide structuring and advisory services only. All financing decisions, rates, terms, and approvals are made solely by third-party lending institutions.

      Private Capital Solutions

      Private, collateral-based capital designed for speed, flexibility, or borrowers who fall outside conventional lending criteria.

      Asset-Based Bridge Financing (No-Doc)

      If you have a project ready to launch—whether it is a $500,000 flip or a $ 2 million commercial/known on occupied property contact us to secure the financing solution aligned with your asset.

      Construction & Fix-and-Flip Capital

      $500K – $100M+

      From single-family fix-and-flips to $100M+ ground-up multi-family developments, we structure financing solutions that keep your project moving forward.

      We connect developers and real estate investors with a trusted network of institutional and private lenders built to fund construction, acquisition, and renovation at every scale. Whether you need rapid private capital to flip an investment property or institutional debt for large-scale ground-up builds, we place the right capital stack for your project.

      Our Construction Programs

      Residential & Commercial Fix-and-Flip

      Built for fast-moving investors who require rapid execution, high leverage, and streamlined underwriting to acquire and renovate properties.

      Large-Scale Ground-Up Development

      From site acquisition to final certificate of occupancy, we secure construction-to-permanent financing for projects ranging up to $100M and beyond.

      Heavy Renovation & Value-Add

      We provide bridge and interim capital for developers executing major repositioning strategies across mid- to large-scale commercial and residential assets.

      What Lenders Look for at the Table

      Underwriting requirements scale directly with the size and complexity of your deal. To move your file forward efficiently, ensure your project aligns with the baseline expectations for its category:

      For Fix-and-Flip & Light Commercial

      For Large-Scale Ground-Up ($10M – $100M+)

      Underwriting requirements scale directly with the size and complexity of your deal. To move your file forward efficiently, ensure your project aligns with the baseline expectations for its category:

      For Fix-and-Flip & Light Commercial

      If you have a project ready to launch—whether it’s a $500,000 flip or a shovel-ready $100 million development—contact us today to place the exact financing solution you need.

      National Funding Partner

      Oil & Gas

      Underwriting Parameters & Lending Criteria

      Institutional energy lenders strictly adhere to Reserve-Based Lending (RBL) metrics and defined risk mitigation standards. Your capital stack and pro forma must align with the following baseline parameters before a credit committee will issue a term sheet:

      Coverage Ratios & Leverage

      You must demonstrate a minimum Debt Service Coverage Ratio (DSCR) of 1.25x to 1.50x. Total Debt to EBITDAX generally ranges from 2.5x to 3.5x, depending on lender type and hedge coverage.

      Borrowing Base Redeterminations

      Available liquidity is not static. Facilities are subject to semi-annual borrowing base redeterminations (typically Spring and Fall), dictated by the lender’s updated forward price decks and your latest independent engineering reports.

      Sponsor Equity

      Lenders demand aligned risk. You must demonstrate a minimum of 20% to 30% hard cash equity or subordinated capital in the transaction for acquisitions or developmental drilling programs.

      RBL vs. Development-Stage Financing

      The above parameters apply to acquisition and producing-asset transactions underwritten against existing PDP cash flow. Pre-production development and drilling programs on PUD-heavy or unproven acreage are underwritten on a completely different basis — construction and completion risk, AFE-based drawdowns, and reserve conversion timelines — aligning more closely with project finance than traditional reserve-based lending.

      If your asset does not yet carry meaningful PDP production, it is critical to clarify this upfront so the appropriate lender strategy can be structured from the beginning.

      Contact us to initiate a file audit. We will evaluate your engineering reports, leasehold economics, and capital stack against current lender parameters — and tell you exactly where your project stands before you go to market.

      DATA CENTER CAPITAL INTRODUCTIONS

      $10M and Up

      DATA CENTER CAPITAL INTRODUCTIONS

      Advisory Focused on Introducing Data Center Sponsors to Institutions Active in Digital Infrastructure Finance

      The AI and hyperscale buildout requires specialized capital advisory. As commercial finance consultants, we provide advisory to sponsors developing, equipping, or acquiring digital infrastructure on structures utilized by institutions that understand power, connectivity, and absorption risk.

      Ground-Up Data Center Construction

      Acquisition & Recapitalization

      Advisory on acquisition and recap structures for operating or leased data center assets.

      PRIVATE CAPITAL SOLUTIONS — ADVISORY

      Advisory on private, collateral- and equipment-based structures for speed, flexibility, or projects outside conventional criteria.

      Equipment & Sale-Leaseback Structures

      Advisory on equipment and sale-leaseback structures that monetize hardware without relinquishing operational control.

      Bridge & Interim Structures

      Advisory on asset-based bridge structures secured against real estate, power rights, and in-place infrastructure.
      If you have a data center project with secured power and a clear path to stabilization, contact us for a confidential advisory consultation on positioning your file for institutional review. All capital decisions are lender-determined.

      GREEN ENERGY CAPITAL INTRODUCTIONS

      $10M and Up

      Renewable energy projects don’t get built on real estate collateral alone. They get built on capital introductions to institutions who actually understand PPAs, interconnection queues, and long-duration timelines.

      We provide introduction advisory to sponsors developing, acquiring, or recapitalizing green energy projects.

      OUR INTRODUCTION PROGRAMS

      INSTITUTIONAL FINANCING

      Introductions to bank, agency, and institutional-grade institutions for well-secured or contracted renewable assets.

      Ground-Up Project Development — Introduction Advisory

      (Solar, Wind, Battery Storage, Biogas, Waste-to-Energy)
      Advisory on introductions for construction and development capital for utility-scale and distributed projects.

      Acquisition & Recapitalization — Introduction Advisory

      (Operating Solar Farms, Wind Assets, Storage Facilities)
      Advisory on introductions for acquisition and recap capital against proven, cash-flowing assets.

      PRIVATE CAPITAL INTRODUCTIONS

      Private, collateral-based capital introductions for speed, flexibility, or projects outside conventional criteria.

      Equipment & Sale-Leaseback Structures — Introduction Advisory

      (Panels, Turbines, Inverters, Battery Systems)
      Advisory on introductions to institutions that evaluate equipment and sale-leaseback structures.

      Bridge & Interim Capital — Introduction Advisory

      (Pre-PPA Projects, Permitting-Stage Deals, PPP Concessions)
      Advisory on introductions to institutions that evaluate bridge structures secured against project assets and contracted or projected cash flow.

      If you have a green energy project with a clear path to offtake or stabilization, contact us for introduction advisory.

      We provide introduction advisory only. We are not a lender and do not broker loans. All underwriting, approval, and funding decisions are made solely by the lending institution.

      SOLAR CAPITAL INTRODUCTIONS

      $10M and Up

      Every lender says they do solar. Most of them are pricing it like a warehouse with panels on the roof.

      Solar deals don’t get evaluated on square footage. They get evaluated on interconnection status, degradation curves, and whether your tax equity is actually lined up or just penciled in.

      We provide introduction advisory for this asset class specifically, focused on introducing sponsors to institutions who already know the difference between a feasibility study and a facilities study.

      Here's what institutions actually evaluate to fund a solar deal.

      GROUND-UP UTILITY & DISTRIBUTED SOLAR — Introduction Advisory

      Your interconnection queue position matters more than your rendering. Where you sit — feasibility study, system impact study, or facilities study with an executed interconnection agreement — tells an institution how real your timeline is.

      OPERATING SOLAR ASSETS — ACQUISITION & RECAP — Introduction Advisory

      A producing solar farm should be evaluated on its production, not its age. What institutions evaluate:

      EQUIPMENT & SALE-LEASEBACK — Introduction Advisory

      Panels, inverters, and racking sitting in a staging yard aren’t generating. We provide advisory on introductions to institutions that evaluate equipment and sale-leaseback structures against solar hardware — installed or in-transit.

      BRIDGE CAPITAL FOR THE IN-BETWEEN — Introduction Advisory

      Interconnection approved but PPA still being negotiated. Tax equity in process but not yet closed. Advisory on introductions to institutions that evaluate bridge structures against the project itself — site control, interconnection position, offtake trajectory.

      If you have a solar project with real interconnection standing and a credible path to offtake, contact us for introduction advisory.

      We provide introduction advisory only. We are not a lender and do not broker loans. All underwriting, approval, and funding decisions are made solely by the lending institution.

      FIX & FLIP REAL ESTATE — CAPITAL INTRODUCTIONS

      Fix & Flip doesn’t get evaluated on credit score. It gets evaluated on ARV, scope of work, and whether your contractor can actually deliver.

      We provide introduction advisory for investors acquiring and renovating residential and small multifamily assets.

      Institutions Typically Evaluate

      If you have a deal under contract with a clear scope, contact us for introduction advisory.

      We provide introduction advisory only. We are not a lender and do not broker loans.

      GROUND-UP CONSTRUCTION — CAPITAL INTRODUCTIONS

      Ground-up doesn’t close on renderings. It closes on permits, budget, and builder.

      We provide introduction advisory for sponsors developing ground-up residential, multifamily, and small commercial.

      Institutions Typically Evaluate

      If you have site control and a clear path to permit, contact us for introduction advisory.

      We provide introduction advisory only. We are not a lender and do not broker loans.

      DSCR RENTAL LOANS — CAPITAL INTRODUCTIONS

      DSCR doesn’t get evaluated on income. It gets evaluated on the property’s cash flow.

      We provide introduction advisory for investors acquiring or refinancing stabilized rental assets.

      Institutions Typically Evaluate

      If you have a stabilized rental with verifiable rent, contact us for introduction advisory.

      We provide introduction advisory only. We are not a lender and do not broker loans.

      Fix & Flip Loan Program

      High Leverage Financing

      Access up to 96% Loan-to-Cost (LTC), allowing you to maximize capital efficiency and scale your investment strategy with minimal upfront equity.

      Streamlined Process

      Built for speed with minimal documentation — no W-2s, no tax returns, and no traditional income verification required.

      Flexible Terms

      Benefit from fast approvals, deferred payments until project completion, and financing options across single and multi-unit properties.

      Investor-Focused

      Designed for flippers, self-employed professionals, and real estate investors seeking fast bridge financing for acquisitions, renovations, or refinancing without institutional delays.

      Business Financing Programs

      Explore flexible funding solutions designed to help businesses access capital quickly, manage cash flow, and support growth without unnecessary delays.

      Revenue-Based Financing

      Flexible Capital Based on Business Revenue

      Access fast, unsecured business funding based on your company’s revenue performance — not just your credit score.
      Funding Amount: $10,000 – $10,000,000
      Approval Time: As fast as 24–48 hours

      Ideal For:

      0% Interest Business Credit Program

      Interest-Free Funding for Business Growth

      Secure interest-free business funding for 12–18 months with strong personal credit or a qualified co-signer.
      Funding Amount: $10,000 – $10,000,000
      Approval Time: As fast as 24–48 hours

      Qualification:

      Ideal For:

      SBA Express, 7(a) & 504 Programs

      Government-Backed Business Financing

      Access competitive-rate financing backed by SBA programs for established businesses looking for long-term growth capital.
      Funding Amount: $50,000 – $10,000,000

      Terms:

      Ideal For:

      Bank Lines of Credit

      Flexible Revolving Business Capital

      Maintain ongoing access to working capital with a revolving credit facility designed for changing business needs.
      Credit Amount: $10,000 – $1,000,000+

      Features:

      Bank Term Loans

      Traditional Financing for Major Business Needs

      Secure structured installment financing for business investments, expansion plans, and large purchases.
      Loan Amount: $25,000 – $1,000,000+

      Ideal For:

      Fast Personal Term Loans

      Quick Capital Through Strong Personal Credit

      Business owners can leverage strong personal credit profiles to access capital quickly for business-related needs.
      Loan Amount: $5,000 – $100,000
      Funding Speed: As fast as 2–4 business days

      Ideal For:

      Need Business Capital?

      Get access to tailored financing solutions designed around your business goals, revenue, and growth plans.

      Michael Martin

      National Funding Partner — Commercial Real Estate & Capital Advisory Project Development | Debt Structuring & Capital Optimization

      I am Michael Martin, Managing Partner, anchoring over 25 years of mastery in the commercial finance sector. Grounded in an 18-year military foundation, I engineer high-stakes capital structures across the most demanding institutional asset classes—spanning oil and gas energy assets, large-scale multifamily portfolios, industrial complexes, and premier office infrastructure. Having successfully driven a portfolio exceeding $2 billion in total funding, I deliver decisive financial execution where standard brokerage falls short.

      Direct: 239-412-4009

      Office: 1-888-76-NATIONAL

      Benjamin Hampton

      Strategic Advisor - International Transactions & Capital

      Benjamin Hampton is a relationship-focused deal architect specializing in strategic transactions. He connects businesses, investors, and institutional capital to accelerate growth — opening domestic and international opportunities by structuring funding solutions and facilitating high-value partnerships.

      With 20+ years and thousands of transactions behind him, Benjamin is recognized for his integrity, rapid rapport-building, and ability to turn complex opportunities into balanced, profitable outcomes.

      Matt Carfagna

      Strategic Advisor - Real Estate Investments & Fix-and-Flip Division - National Real Estate Portfolio

      Matt Carfagna is National Funding Partner advisor and is an Account Executive at Unitas Funding, a nationwide direct lender specializing in financing for real estate investors. He focuses on single-family homes, 1-4 unit properties, townhomes, and condominiums, helping our potential clients secure bridge loans, fix-and-flip financing, DSCR loans, and construction financing to support their investment strategies.
       

      He serves as the lead advisor for our fix-and-flip division, overseeing deal underwriting, rehab scope, and exit strategy to ensure every project is funded for maximum profit and minimal risk.

      He also advises our Private Developer Partnership Program — we selectively partner with experienced developers and builders executing large pipelines, funding their projects on a disciplined, 1-4 unit rolling basis to maintain quality control, capital efficiency, and accelerated turns.

      Direct: +1 (631) 524-0484

      Frederick Voight

      Senior Advisor - Finance - Commercial Funding Strategy

      Frederick Voight is a seasoned finance executive with over 45 years of experience in commercial funding, financial analytics, project planning, and business consulting. He has driven strategic growth for public and private companies, helping entrepreneurs, shareholders, and investors launch, fund, and scale successful ventures. His portfolio includes commercial developments across Greece, Germany, Hungary, and ten U.S. states, delivered on time and on budget. He also represented New Jersey on a U.S. Trade Mission to South America with Governor Christie Whitman and led a renewable energy feasibility study for Harare, Zimbabwe.

      Shannon Grant

      Director of Working Capital Solutions

      Former luxury custom home general contractor turned capital strategist. Shannon owned and operated as a licensed GC specializing in exclusive luxury custom homes — floating six figures in labor and materials while waiting on draws, managing subs, and keeping multi-million dollar builds on schedule.

      She now uses that experience to help contractors, trades, home builders, manufacturing, logistics and service companies solve the same cash-flow problems she used to live. Whether it’s a contractor needing to cover payroll, a builder scaling operations, or a home builder looking to build $5M in custom homes, she structures Working Capital, Equipment Financing, and Invoice Factoring by connecting clients with private investors and lenders in our network